Richard C Gessford
With 30 over years experience in residential lending I can provide my clients with as clear and concise an understanding of the mortgage process as they wish. From credit scoring, debt ratios, down payments, and underwriting guidelines, to discount points, lender credits, and the vast array of products, rates, and pricing options available, I’m happy to break it all down and make it as simple as possible.
But that’s not to say I don’t do complex. Today’s underwriting environment means complex borrowers need an experienced originator that understands tax returns, documentation, and underwriting. A little attention to detail up front saves a lot of time and trouble in the long run.
Over the years I’ve also discovered that as a wholesale broker I’m better able to offer my clients the best possible value.
So when you need a residential mortgage loan in the great state of Oregon please give me a call. I’ll do my best to make it enjoyable and will serve you to the best of my ability.
Honesty, integrity, transparency. Put experience to work for you!Disclaimer: The views expressed in this blog are mine alone and do not necessarily represent those of Mortgage First Corporation. Richard Gessford